We operate as fiduciaries, meaning we're legally obligated to put your interests first. Our personalized approach combines comprehensive financial planning with ongoing portfolio management, and we maintain full transparency regarding our fees and recommendations.
We offer transparent fee structures based on assets under management, fixed financial planning fees, or hourly consulting rates depending on your needs. During our initial consultation, we'll explain all pricing options so you can choose what works best for your situation.
We believe in evidence-based investing, diversification across asset classes, and maintaining a long-term perspective. Our approach focuses on managing risk while seeking consistent returns through various market cycles rather than attempting to time the market.
We schedule quarterly review meetings to discuss portfolio performance and address any changes in your financial situation. Additionally, you have access to your advisor via phone or email for urgent matters, and we provide comprehensive annual reviews of your financial plan.
While we focus on tax planning strategies throughout the year to minimize your liabilities, we partner with qualified tax professionals for actual tax return preparation. We collaborate with your tax preparer to ensure your investment strategy aligns with your tax situation.
We serve individuals and families at various life stages, from young professionals just starting to build wealth to retirees seeking to preserve and distribute their assets. We also work with small business owners on both business and personal financial planning needs.
Our investment approach is designed to weather market fluctuations through proper asset allocation and diversification. During periods of volatility, we focus on rebalancing opportunities and maintaining a long-term perspective aligned with your financial plan rather than reacting emotionally to short-term market movements.
We have a comprehensive business continuity plan in place. Your account would seamlessly transition to another qualified advisor within our firm who would have full knowledge of your financial plan and objectives, ensuring no disruption in service or management of your assets.